Non-Resident Lending

We provide expert consultancy to non-resident and ex-pat investors in the purchase and holding of investment property in Australia. We will guide you through the borrowing options available and model the ongoing costs so you can make an informed decision.

We can assist you with:

Setting up finance with a Major Australian Bank in AUD
Professional Service and Advice and an efficient approval process
Calculating the holding cost of the investment
Sourcing a quality property

Current Offshore & Ex-pat Lending Guidelines

Australian expatriates can borrow up to 95% of the purchase price

Foreign investors can borrow up to 80% of the purchase price in AUD

Non-Residents, excluding Ex-Pats, can only purchase brand new, un-occupied property.

Australian lenders are not currently offering Foreign Currency home loans (since July 2010).

As verification of income, you must provide us with employer pay-slips, taxation returns and/or recent bank statements showing income being credited

You must be able to demonstrate where the balance of funds to settle the purchase will be provided from. Gifts are acceptable.

More Rosh & Waters Pty Ltd ABN 79 477 552 852 is an Authorised Corporate Credit Representative (CR No. 397080) of BLSSA Pty Ltd